Discover Auto Insurance Review

Discover Auto Insurance is a company that has been a part of Florida for some time, but are they really worth the cost of doing business with them? That’s what we intend to determine in this review where we rank and rate the company.

Ranking Progressive in Florida

Rooted in Miami, Discover, also known as Discovery, has been around since 1980 and have managed to insure motorists in one of the most unpredictable states for three decades now. Discover operate as an underwriting company selling auto insurance for Progressive.

Below we’ll look at the various components of Discover Auto Insurance and rank them individually out of a possible 5/5. Read on and see how Discovery do in Florida’s insurance market.

Company Responsiveness: 3/5

Interestingly, Discovery does not actually have a website of their own. Rather, any attempts to contact them on the web will be redirected to the Progressive website. This goes to show that Discovery is truly dedicated to their product.

Cost of Insurance: 3/5

Being that this is really Progressive we’re talking about, the prices are about what you expect from a national chain, although a number of customers have reported Discovery being able to find them some good deals and auto insurance discounts within Progressive’s wide range of products.

Progressive are known as something of a jack of all trades, specializing in different types auto insurance policies, really. This means that they might be able to offer you the lowest price on your motorcycle insurance, your private car insurance, your truck, your boat, your company car, but that their main goal isn’t to dominate a single niche with competitive rates but to play the field so to speak.

In other words, expect fair rates from Progressive, but don’t expect anything too surprising.

Range of Products: 4/5

Being that the company is really a representative of Progressive, you can find all of Progressive’s well-known insurance policies, packages and products in the Discovery lineup. This includes uninsured and underinsured motorist coverage, collision coverage, property damage liability, custom parts, medical payments and even pet injury and roadside assistance.

If you want comprehensive coverage, Progressive and Discovery really do have a lot to offer whether or not they can give you the lowest possible price on what you’re looking for.

Quality of Customer Service: 5/5

While Discover do not have a website of their own, Progressive’s website is often ranked highly by customers for its stellar accessibility, user friendliness and responsiveness.

Discovery themselves, by phone and in person, have been noted for being friendly with customers, dealing with claims and purchases in a timely manner and generally living up to the stellar reputation that Progressive have in the Florida area.

Progressive currently hold an A+ rating with AM Best, which is of course the highest possible rating. This means that they can in fact cover just about any claim you could possibly throw at them as long as it is legitimate and valid and covered by your insurance policy.

Final Verdict on Discovery Auto Insurance: 4/5

While not a traditional insurance company in their own right, Discovery Auto Insurance have done a fine job in providing Progressive’s fine line of products to the Southwestern Florida driver.

Progressive will sometimes, but not always, offer the best prices, but one of the great things about the company is that they can actually help you with the comparison shopping part of buying insurance and help you to find the very best insurance company for your needs, whether or not this winds you up with a Progressive insurance policy. Discovery is just one outlet that the company uses to underwrite their policies to drivers.

In all, you could do a lot worse than signing an insurance policy with Discovery. The company could stand to improve in some areas, but overall there are far worse insurers to do business with.