Eastguard Auto Insurance Review

Eastguard Auto Insurance is based out of Wilkes-Barre, Pennsylvania and it was founded in 1982 and operates as a subsidiary of the Guard Insurance Company.

This company writes direct policies for businesses located in Pennsylvania, New Jersey and South Carolina. Eastguard Auto Insurance has received an A- rating from A.M. Best.

To find out how the company compares to other insurance providers, take advantage of a fast and easy, free auto insurance quote, and receive information by entering your zip code.

Special benefits are offered to policy holders at a reduced cost, which include additional optional deductible limits.

Insurance Products that Eastguard Auto provides

• Coverage for automobiles that are used as commercial vehicles which travel at least 200 miles
• Liability coverage for vehicles of $75,000 and up includes tow trucks, dump trucks, vans and SUVs
• Individual Risk Modification Premium Modification PlanCommercial auto insurance discounts are offered for the following:
• Motor vehicle operators with a Commercial Driver’s License (CDL)
• Savings for the number of years of professional business experience
• Discount if the policy is paid in full at the time of purchase
• Multi-policy discounts for additional Eastguard insurance- Health Insurance and Commercial Liability
• Discount for having multiple commercial vehicles insured

Eastguard is a Top Rated Provider

Eastguard Auto Insurance wrote $100 million dollars in direct insurance policies for small to medium size businesses during its first 18 years in business. As reported for the year 2009, the number of direct premiums written nearly toppled the $200 million dollar mark

Using a Rate Quote at Policy Renewal Time

For long term policy holders, renewal time provides an interval for the business owner to check for additional discounts and savings. To ensure that your commercial auto insurance offers the lowest options, compare prices with a rate quote.

Information that is entered for a price comparison remains confidential and it is not shared with a third party. For loyal policy owners concerned about auto insurance renewal, this is also the best time to ask for a reduction if you qualify for an additional discount since the original policy was written.

If your company plans on renewing your current policy, a rate quote can be helpful to check out other insurance provider’s service, coverage and terms.

Commercial Auto Insurance Do’s and Don’ts

• Do obtain adequate coverage for all vehicles, because Eastguard does not provide personal auto insurance policies, the vehicle cannot be use as a passenger or personal vehicle.
• Do include in the policy how the vehicle is used to protect against physical damage and risk exposure
• Do use the vehicle in a manner that is consistent with the business’s occupation, failure to do so could result in denial of claims
• Don’t forget to inquire about the appropriate and optional premium coverage for all vehicles
• Don’t underinsure a commercial vehicle to save money, the right policy coverage protects the business owner against liability claims
• Don’t be afraid to ask about customer/clientele satisfaction ratings if you are a new policy holder

Eastguard Reputation

Eastguard Auto Insurance has consistently maintained high standards during its 29 year history. The company has a proven track record of providing great service to thousands of satisfied customers. Service which includes hassle free claims, policy renewals that don’t translate to a higher rate and the experience of independent agents.

Summary

Applicants for commercial insurance must operate the vehicle for business use only. To assist the business owner in deciding if Eastguard Auto Insurance is the best choice for their commercial vehicles, start by requesting a free, no-obligation rate quote to compare insurance provider’s offers and coverage options.