10 Benefits of Buying Auto Insurance Online

Buying car insurance can be astronomically expensive if you wind up with the wrong auto insurance companies. Unfortunately, in the past, all you could really do was ask your friends who they went with and see if that insurer had something for your needs.

Well, times have changed, and if you really want to find cheap auto insurance, you really need to shop online. Here are ten of the top benefits to buying your insurance on the web:

1. It’s Cheaper

It’s just plain cheaper. Some insurers have special deals for people who shop online, but the real attraction is the wider range of options you have.

When you have the option of a FREE auto insurance comparison, you can always look for a lower price somewhere else as you have access to thousands of online agencies that can connect you.

2. You Know What You’re Getting

Knowing what you’re getting is a big boon when buying auto insurance online. Anything that confuses you, you can look it up and see exactly what you’re getting yourself into. This means you don’t get saddled with types of auto insurance policies that you don’t even need, and you don’t skimp on the ones you do.

3. You Can Find Specialty Insurers

If you drive a boat, an RV, a motorcycle or a four wheeler, you don’t need to just get that covered on your regular policy, you can shop around for a specialty insurer and get a great deal on your wheels.

There are tons of specialty insurance companies out there that are geared specifically to your needs.

4. There’s No Footwork

One of the trickiest things about buying insurance is getting around town without insurance so that you can buy the insurance in the first place.

This catch-22 is a real pain in the neck, but by shopping online, you don’t have to do a ton of walking and you don’t have to drive without coverage.

5. No Telephone

Some of us are phone shy, others just hate being put on hold for hours on end. When shopping online for insurance, you’ll never hear the sound of soothing elevator music and “Your call is very important to us.”

6. You Can Do the Research

You can do the research on your own time to see what sort of insurance policy you want, what companies have a good reputation and so on. This is trickier to do in person. You can’t very well say “Hold on a second” to an insurance agent as you look through their ratings and see how they perform.

7. It’s More Competitive

The insurance companies on the web know that you can take your pick of thousands of insurers, and they price their products to match that consideration. It’s a competitive market, and they’re not above price cutting to take their rival company’s business. This is good news for you.

8. There’s More Variety

There’s simply a lot more to choose from out there when you shop online. Like an insurance company’s prices but not their coverage? There’s probably someone who can provide you with an even lower auto insurance costs and much better coverage. There’s always someone else out there willing to provide you with what you need, this is the great thing about shopping for car insurance on the web.

9. User Reviews for Transparent Marketing

It’s getting harder and harder for businesses to lie to the consumer. In the past, a car insurance company could get away with claiming a one hundred percent satisfaction rate, but today, it’s clear when you look at the reviews that only very small, very reliable companies can boast anything near that.

By checking out auto insurance reviews, you know if an insurer honors claims, if they price reasonably and even if they offer friendly customer service and support.

10. There’s Accountability

And, on the other side of the user reviews, there’s accountability. If you don’t like the way an insurance company treated you, the online insurance scene lets you get back at them with a brutally honest customer review. Compare different companies today with our FREE quote comparison tool!

If it’s not clear by now, there’s really no reason not shop online for your car insurance. Save yourself time, money and headaches by just getting on the computer the next time you need to switch, upgrade or buy a new policy. Try our ZIP code search now, and get FREE auto insurance quotes for the coverage that you need!