San Antonio Indemnity Auto Insurance Review

We’ve taken a look at hundreds of auto insurance companies to review some of the top names out there, as well as some of the bottom names, and we’ve found that by and large, you can generally ask yourself one question to determine whether or not a company is worth doing business with. That question is:

What are the Customers Saying?

With user ratings averaging three out of five stars or an average B rating, San Antonio Indemnity/Quirk & Company manage to keep a generally positive reputation among their clients.

Quirk & Company have expanded past Texas to set up locations throughout the country with their headquarters still stationed in San Antonio, where they sell insurance through San Antonio Indemnity.

Quirk & Company began in 1930 with the intention of helping insurance agents in the Texas area and have managed to maintain a strong reputation and powerful earnings for nearly a century, currently holding a B++ rating with AM Best.

One other question worth asking before settling in with any one insurer for another:

What are They Selling?

Quirk & Company and San Antonio Indemnity offer auto insurance coverage for a variety of areas. Homeowners, whether living in mobile homes, on farms or in the city can find coverage through Quirk & Company and they offer liability coverage on a variety of personal vehicles like jet skis and other water craft.

The real appeal for Quirk & Company customers may be their umbrella coverage. By getting multiple auto insurance policies through San Antonio Indemnity, you can wind up paying far, far less than the initial quoted costs through a series of discounts and deals.

If you’re looking specifically for private auto insurance, you may be disappointed to find that Quirk and Company actually specialize in commercial insurance.

Quirk and Company’s Commercial Insurance

A big part of Quirk & Company’s income is through commercial insurance products such as hotels and apartments, schools and retail stores, daycare centers, nightclubs and so on.

They even offer professional insurance against things like medical malpractice and kidnapping and ransom.

Of interest to business owners is their insurance against flooding and fire damages, while they also offer a range of products such as fine art insurance, high value home insurance and so on which is probably of not much interest to the average customer.

All of this being said, San Antonio Indemnity do provide top quality insurance for various purposes.

Customer Service and Making Claims with San Antonio Indemnity

Claims are where Quirk & Company really shines. They actually outsource this task to Missions Claims Service, a third party independent adjusting firm from the Texas area. This office specializes in customer service and claims and provide fast and efficient service.

Missions Claims Service hire bilingual operators and staff, they provide customers with top quality, high tech claims software for estimating and determining costs of repairs and value of claims. They utilize digital photographs for fast response time with customers and are tech savvy so communication is fast and easy.

The claims process is much faster with Quirk & Company than it is with most companies, so you get your case closed and your check cashed that much sooner.

They are easy to contact with multiple hot line, fax and email options.

Evaluating San Antonio Indemnity

It really is too bad that San Antonio Indemnity and Quirk & Company do not offer personal auto insurance because their services set a gold standard by which all other insurance companies in the area could do well to hold themselves to.

From their great discounts to their top notch customer service and their affordable auto insurance not to mention the amazingly wide range of available products and friendly, bilingual sales staff.

If you need your home, watercraft or business insured, put San Antonio Indemnity on the list when comparison shopping and use them as an example of what you need when you go comparison shopping for auto insurance, as well.

Final Rating: 9/10

We would like to give the company a 10/10, but unfortunately, the lack of any personal auto insurance means that they don’t really suit the needs of most insurance shoppers.