Advanta Auto Insurance Review

Advanta Insurance offers numerous options for insurance coverage. To check quotes from a number of auto insurance companies, try our free zip code search.

The company offers health, life, boating, business, home and auto insurance options, but we will focus on consumers who need certain types of auto insurance need.

The auto insurance is part of the Fire and Casualty Company, providing customers with peace of mind about their auto insurance. Compare free auto insurance quotes now with our comparison tool!

Advanta Auto Insurance

Advanta is a Pennsylvania auto insurance company. This small, privately held company is designed around Pennsylvania state driving laws and thus is might not be appropriate for any driver outside Pennsylvania.

Any consumers who live in Pennsylvania, regardless of how close or far you are from Spring House, can obtain Advanta auto insurance for their personal insurance needs.

The company will provide the minimum Pennsylvania state requirements for auto insurance so that customers are sure that they are meeting the minimum legal limits when buying cheap auto insurance.

The auto insurance part of Advanta insurance was incorporated in 1986 as part of the Fire and Casualty Company.

Before 1986, the company already had life insurance available for consumers, so the auto insurance was part of the company’s plan to expand their business to cover different areas of consumer lives.

The headquarters of Advanta is Spring House, Pennsylvania and all aspects of this insurance company remain privately held. The company is incorporated, but is not a public company.

Advanta Auto Insurance Bundles

Advanta provides numerous options for insurance. Auto insurance is only one part of this company, so it is important to note what options are available to get the best potential rates from this company.

Just as most auto insurance companies, Advanta offers liability car insurance and additions you can add to the basic coverage options.

Liability insurance is the minimum option available to insure your vehicle in case an accident occurs.

If you want to add further insurance, such as covering the car for damage that does not come from an accident, theft or any other potential problem you worry might occur, you payments will increase.

Since Advanta has home insurance, life insurance, boat insurance, business insurance and health insurance available for customers, it also has package deals to help bring down the cost of your insurance coverage needs.

For example, if you insure your house, boat and car through Advanta, you can help lower the auto insurance costs when compared to insuring all three separately.

Advanta Auto Insurance Stability

Before buying any insurance, it is important to note the dependability and reliability of the company by checking auto insurance reviews. The financial dependability is particularly important. Since Advanta is a small, private company, some individuals might feel uncomfortable with the company.

Advanta is a stable and dependable insurance company. While the assets and money available is less than larger companies, it has enough to provide customers with peace of mind.

The assets of the company are worth approximately $18 million while the company surplus is around $12 million.

The added capital of approximately $5 million means that between the assets, cash and surplus available, the company is financially stable enough to provide customers with good support.

Advanta Auto Insurance Customer Service

Customer service is an important part of selecting auto insurance because this is how customers deal with the company.

Unfortunately, Advanta has little information available about how it handles problems customers might face, and thus it is difficult to determine whether the customer service provided is good or not.

Though the information about customer service is not readily available, the Insurance Department of Pennsylvania State does not have any customer complaints lodged against the company.

As a result, it seems that the customer service is satisfactory to most customers who use Advanta as their auto insurance provider.

Customers who have an insurance claim to make through Advanta will need to call the company customer service number to make an insurance claim. The customer service representative will help get through the claims process so that you can get back on the road as soon as possible.

When making an insurance claim, it is important to ensure that your personal insurance will cover the situation. In general, liability insurance will not cover any cost that is not related to an accident you caused.

If you have more insurance coverage, the exact terms of what is covered will differ depending on the specific needs you insured.

Advanta Auto Insurance Comparisons

While working with a small company like Advanta might seem like a great option, it does have a few pitfalls to consider first. The main pitfall is that as a small company, it does have more risk than larger companies regardless of the company’s current stability.

Small companies also have fewer employees. In the case of Advanta, it has approximately 20 employees for all of the insurance options it provided.

As such, the customer service might not be as well-structured as larger companies.

Advanta auto insurance is a decent option for Pennsylvania residents who want to work with a local company.

It is not an appropriate auto insurance company for anyone outside of Pennsylvania.

A quick comparison with our zip code search will let know know if Advanta is the right choice for you.

Anyone looking for auto insurance in a different state or who feels uncomfortable working with a small, private company should look compare other options with our free quote comparison tool.