Agri General Auto Insurance Review
Looking for auto insurance coverage? Agri General Auto Insurance might be right for you. Find out with a free quote comparison today! Agri General Auto Insurance is based in the heartland in Johnston, Iowa.
Founded in 1983, their coverage will cover many of the risks a farm owner takes, which may not be covered by other auto insurance companies. Farm owners can compare quotes for free with our car insurance quote comparison tool.
They are a subsidiary of Rain and Hail, LLC. Agri General’s A. M. Best rating was recently upgraded from an “A” (Excellent) to an “A+” (Superior).
They understand farming and its insurance needs when it comes to operating a farm.
One of the important needs a farmer faces is to be up and running very quickly in case of a breakdown or accident.
That is why Agri General offers auto policyholders quick claim response.
Agri General Auto Insurance Coverage
Most Agri Auto Insurance policies have these features:
- coverage in case of bodily injury
- payment for medical expenses
- coverage for property damage
- coverage for personal injury
- uninsured motorist coverage
- underinsured motorist coverage
- collision coverage
- comprehensive coverage
There is additional coverage for farmers such as towing and rental reimbursement for a damaged auto that must be repaired or has been totaled.
What if your auto breaks down? Agri has insurance that covers repair and labor costs for your auto or any farm equipment that breaks down.
A farmer needs to be up and running promptly and an auto is especially important when you are miles from repair services.Agri General Auto Insurance Online
Online quotes will help you select the insurance that is right for you.
With our quote comparison tool, you can compare free auto insurance quotes from a number of companies, and see if Agri General offers the types of auto insurance policies you need at the best price.
Claims can be submitted to Agri General online also with 24-hour express service when an immediate response is important.
Agri General Auto Insurance Discounts
- Agri General offers several lines of insurance in addition to auto insurance. A farmer can cover crops, machinery, livestock, plants, and can carry general liability.
- Agri General has discount rates after you have been insured for a certain number of years.
- Paying premiums in advance will garner a discount.
- If you belong to certain clubs or organizations, a discount may be available.
- Good drivers and good students will be allowed a discount.
Auto Insurance Minimums
Agri General will assure you of at least the minimum coverage required by the state you farm in. Of the 50 states, all but one have auto insurance laws that require a motorist to carry auto insurance.
Even in New Hampshire where auto insurance is not mandatory, a motorist must prove financial responsibility and the state does require that a driver carry auto insurance under certain circumstances.
That state also highly recommends every motorist have auto insurance.
Auto Insurance Companies
Agri General Auto Insurance is licensed in 47 states to write policies. Only companies licensed within your state are allowed to sell you an insurance policy.
When you use our zip code search, be assured the quotes will only apply if they are licensed in your state.
Auto Insurance Quotes
Farmers are some of the busiest business owners in the U.S. As a farmer, you do not need to spend additional time searching for quotes when you can go online and spend very few minutes getting the best. Research auto insurance reviews, and find quick quotes with our zip code search.
The best for a farmer is Agri General because they specialize in knowing a farmer’s requirements. With our free quote comparison, you can find our right away if Agri General is your best option.
Agri General Auto Insurance Statistics
Auto insurance is important because of the ever-present danger of any motorist being in an auto accident.
In 2009, according to the U.S. Department Of Transportation, vehicles traveled 2,979 billion miles in the U.S.
That year there were 30,797 auto crashes reported by police and over 43 percent of them were in daylight with normal weather conditions.
For every 100 million vehicle miles that year there were 1.13 fatalities.
The significant reasons to carry auto insurance are easy to see.
To get started, key in your zip code in the search field and get your auto insurance quote now.