Amica Auto Insurance Review
Amica Mutual has received perfect marks, and it is the winner of this year’s National Auto Insurance Study Award. This study goes straight to the source, the company’s customers, and asks them what they think about five aspects of their experience with their auto insurance companies.
For all five categories, Amica Auto Insurance received a five star rating out of a possible five stars; no other insurance company received ratings this positive. Compare online auto insurance reviews and see who meets your insurance needs best!
Amica Auto Insurance Overall Satisfaction
Overall satisfaction measures how happy customers are with their experiences with their auto insurance companies in all areas of their interactions. Amica Auto Insurance’s customers were, as a whole, extremely satisfied with how their insurance company treats them whenever they engage with the company in every way.
Amica Auto Insurance Policy Offerings
Policy offerings ask the clients how happy they are with the options they have for purchasing auto insurance coverage. It also asks these people if the auto insurance policies they are offered meet their needs. As Amica Auto Insurance received a perfect rating for this category also, its customers are highly satisfied in this area, too.
Amica Auto Insurance sells the liability coverage that every state requires their drivers purchase, but they also have several types of optional coverage. Amica offers optional policies that will cover the policyholders’ vehicles in the case of an auto collision. It also has coverage in case the vehicle is ever stolen or destroyed by fire.
Amica Deductibles
Auto insurance companies may require that people pay a deductible before the company begins to cover the expenses. Some companies don’t give their clients a choice as to what the deductible will be, and sometimes, this deductible is too high for people.
Amica Auto Insurance gives its clients several choices as to what they will pay for their deductibles, and it may be as high or as low as they like. This allows for one to better coordinate their auto insurance costs!
Amica Bodily Injury Coverage
Liability coverage will only pay for the bodily injuries of third parties; these are people who were hurt in the other vehicle in a car accident that the policyholder is responsible for causing. Amica Auto Insurance gives its clients the option of purchasing coverage for their own and their passengers’ bodily injuries. Enter your ZIP and find the cheapest auto insurance INSTANTLY!
Platinum Choice Auto
People may be able to obtain the coverage listed above from other insurance companies, but Amica Auto Insurance adds something that not all companies have. They call this optional coverage Platinum Choice Auto.
With Platinum Choice Auto, their clients may choose:
- Discounts for maintaining a good driving record
- Accident forgiveness
- Full glass coverage
- Rental Car Coverage
- Identity protection
Amica Auto Insurance clients may choose to purchase one of the above platinum coverages or they may choose all five. By bundling these coverages together, they will be able to reduce the amount of money they pay for it.
Amica Pricing
Under the pricing category, clients are asked how well they believe the amount of coverage they receive is matched to the amount they are asked to pay for it. According to this survey, Amica Auto Insurance customers believe that the coverage they receive is well-priced.
Amica Billing & Payment
On the billing side, customers are asked if the billing department is efficient in sending their bills on time and if they refrain from making mistakes on their statements. On the payments side, they are asked if their auto insurance companies pay their claims in a timely manner. Keep track of your auto insurance bills and make sure you do an auto insurance comparison often!
With Amica Auto Insurance’s five star rating, it’s a company that isn’t making many mistakes on billing matters, and it isn’t doing what many auto insurance clients complain that their companies do; Amica Auto Insurance isn’t a company that works hard to deny claims and avoid paying when the policyholder is entitled to receive payment.
Contacting Amica Auto Insurance
Contacting the insurer gives clients the chance to rate their interactions with people who work at their insurance companies. Every area of communication is included here such as customer service interactions as well as online communications. Amica Auto Insurance clients are completely satisfied with their auto insurance company in this area. Auto insurance rates vary by state so make sure you are being properly charged for your auto insurance!
Amica Auto Insurance’s Award
Because of their perfect scores on all five categories, Amica Auto Insurance has received the J.D. Power and Associates Auto Insurance Ratings Award for customer satisfaction for the twelfth year in a row. The reason that they could achieve this accomplishment is because they have placed customer service at the top of their priorities.
A.M. Best
A.M. Best is a credit rating agency that rates insurance companies’ ability to pay the claims that their clients file. Companies that are capable of paying their claims without difficulties receive higher ratings. Amica Auto Insurance has received a grade of A++, which means “Superior” for its ability to meet its financial obligations to its clients. A++ is the highest rating that can be granted an insurance company by A.M. Best.
Compare Amica Quotes with the Others
Even though Amica Auto Insurance appears to be a company that satisfies its customers very well and has the financial strength to pay all of its claims, people still will need to compare auto insurance quotes from several auto insurance companies.
Amica Auto Insurance may offer an applicant the best rates, but people will know this is the case only when they compare the quote they receive from Amica Auto Insurance with the quotes they receive from other auto insurance companies.
Because Amica Auto Insurance prices their coverage so well according to their clients, new potential clients may find that they can receive extensive coverage for very good prices with them. Don’t lose any more money on auto insurance!
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