Camden Auto Insurance Review

The Camden Insurance Agency in Camden, SC is one of very few auto insurance companies that offers a variety of different types of auto insurance policies to South Carolina residents. The company is only registered to sell policies in South Carolina, so if you live elsewhere, you will not be able to use the services of the Camden Insurance Agency.

Nevertheless, if you’re interested in getting cheap auto insurance, compare policy rates and details today! You can use our FREE comparison tool to look at a side-by-side view of different insurance providers in your area. Choose which one has the best deals and coverage options for you. Just enter your ZIP code into our FREE quote generator to begin!

Basic Info About Camden Auto Insurance

The Camden Insurance Agency was founded in 1951. This insurer offers a full line of auto insurance products, While Camden offers many different auto insurance products, one of their specialties is non-standard insurance for drivers with poor to fair driving records. Known as the SR-22 Program, this allows individuals who might not otherwise be able to find auto insurance discounts to do so.

The company is a wholesale insurance brokerage, meaning that they offer other companies’ insurance policies at reduced rates.

Contact the Camden Insurance Agency by phone at 803-432-7644, by web at http://www.camdenscinsurance.com, or by direct mail at 1013 Market St. Camden, SC 29020.

Camden Insurance Products

In addition to standard auto insurance policies such as liability insurance, collision insurance, comprehensive insurance, PIP, uninsured/underinsured motorist coverage and more, the Camden Insurance Agency offers other types of insurance as well. You can save money on your auto insurance policy by buying one of these policies alongside it:

• Life insurance
• Health insurance
• Homeowners’ insurance
• Renters’ insurance
• Business insurance
• Other vehicle insurance such as truck, RV, motorcycle, jet ski, ATV, boat or mobile home insurance

The company’s chief clientele consist of elderly individuals in South Carolina who want to be able to pay all of their insurance in one lump sum. For this reason, Camden also offers Medicare supplement insurance.

The sales policy of the Camden Insurance Agency is geared toward customizable policies. Anyone who purchases a Camden insurance policy can tweak it to meet his or her specific needs.

There are a variety of discounts that may apply to each type of insurance. For auto insurance, drivers may receive a discount if they:

• Own multiple cars
• Have a clean driving record
• Take a driver’s training course

Camden SR-22 Program

The SR-22 program offered by the Camden Insurance Agency is geared toward drivers who have been convicted of moving violations and who, as a result, have a hard time finding affordable car insurance. Common convictions include:

• DUIs
• Driving without a valid license or insurance
• Non-payment of insurance
• Reckless driving

Camden offers this service to access a wider market, but it has its drawbacks as a potential risk factor for the company. While SR-22 policies may cost more than the standard policy while still remaining marginally affordable, the drivers who hold these policies tend to be high-risk consumers. They have a greater chance of non-payment or default.

The Camden Insurance Agency has same-day service for SR-22 customers due to the time-sensitive needs of many of these individuals. If a driver has had a license revoked, he or she may need immediate proof of insurance to get the license back. SR-22 clients must pay a down payment before they can receive this proof of insurance.

Wholesale Brokerage and Affiliates

As a brokerage, the Camden Insurance Agency does not actually have the financial backing for the insurance products it sells. Rather, other companies will may payments. The insurance agency merely acts as a middleman between various affiliates and consumers to manage claims and policies.

All of Camden’s affiliates have strong records of financial stability, but Camden itself is not rated by A.M. Best. As a result, its financial stability is not known. However, it has been running strong for over sixty years, making it a solid choice for anyone seeking a comprehensive insurance policy.

Compare Insurance Providers Today

Do you live in South Carolina and need a good auto insurance provider? You can consider Camden, or you can consider one of dozens of other insurance providers in your area. All you have to do is enter your ZIP code into our FREE comparison tool. Our program will compare the rates of all the insurance providers in your area and give you a list of premiums and policy details for each one. You can then make an informed decision about the insurance policy to protect your vehicle. Don’t delay! Compare auto insurance policies today!