Colorado Casualty Auto Insurance Review
Colorado Casualty Auto Insurance exclusively sells commercial auto insurance. This company sells policies in six states, Arizona, Colorado, New Mexico, Nevada, Utah and Wyoming as a part of the Liberty Mutual Group.
Because it is a part of the Liberty Mutual Group, this means that it is also a part of the larger Berkshire Hathaway, an enormous player in the insurance industry. This fact means that Colorado Casualty is associated with a financial giant. Compare quotes now for FREE by entering your ZIP code!
Colorado Casualty Accommodates Businesses of All Sizes
The commercial auto insurance that Colorado Casualty sells can fit the needs of a business no matter how many vehicles they have to insure. If the business just has one car that is used in its operations, Colorado Casualty can cover it. Businesses that have a fleet of cars can also purchase their auto insurance coverage from this company.
Colorado Casualty Insures All Types of Business Vehicles
Colorado Casualty has commercial auto insurance that covers business owners in several circumstances. Of course, this company has the liability coverage that is required by each state.
Even if they do not own the vehicle but it is part of operating their businesses, they can insure it with Colorado Casualty and could possibly qualify for auto insurance discounts.
Hired Auto Insurance
Business owners will be able to insure their non-owned vehicles against any physical damage with hired/non-owned auto insurance. This policy covers vehicles that are:
- Rented
- Leased
- Borrowed
Guaranteed Auto Protection with Colorado Casualty
In the event that leased vehicles are not able to be repaired for less than their market value, the auto insurance companies tend to write them off as a total loss. In these cases, the auto insurance company offers the policy holders market value for their cars. This can leave a gap between how much the car was worth and how much is still owed on the lease.
Guaranteed Auto Protection (GAP) insurance pays the difference between what is owed and what the policy holder received in payment from the auto insurance company. Colorado Casualty Auto Insurance has GAP insurance for its clients, something that cannot be found with every commercial auto insurance company.
Rental Reimbursement Coverage from Colorado Casualty
Another type of coverage that business owners will not necessarily find when they seek commercial auto insurance is reimbursement for rental expenses. Business owners who insure their vehicles with Colorado Casualty can also purchase additional coverage to help pay the rental costs in the event that they are without their vehicles while they are being repaired.
Purchasing Other Types of Business Insurance from Colorado Casualty
Colorado Casualty employs bundling to help business owners to reduce the rates they need to pay for their auto insurance. Because Colorado Casualty sells many different business insurance products, those who are purchasing commercial auto insurance can also buy the insurance they need for their other business purposes.
When customers of Colorado Casualty have commercial auto insurance with the company as well as other types of business insurance, they receive a discount on their premiums.
The Independent Agents of Colorado Casualty
Purchasing commercial auto insurance from Colorado Casualty means that business owners will work with an independent agent. These independent agents will be located in the business owners’ area, and this will be advantageous to the business owners.
Colorado Casualty is part of a very large conglomerate. Because they are going to have their own local independent agents, business owners will have the advantages that smaller auto insurance agencies offer along with the advantages that being with a larger auto insurance company gives them.
Purchasing Personal Auto Insurance
Although Colorado Casualty does not offer personal auto insurance policies, it does help people looking for these types of auto insurance policies to find them. Another Liberty Mutual Company, Safeco Insurance will be able to write these types of policies. Those who are in need of personal auto insurance can go to the Safeco website right from the Colorado Casualty website.
By entering your ZIP code now, you will receive several FREE auto insurance quotes!
Do a Complete Search for Commercial Auto Insurance
Business owners can receive free auto insurance quotes just from Colorado Casualty, but this would be an incomplete search. They really need to obtain more than one quote from more than one auto insurance company to make sure they are paying the lowest price for their auto insurance coverage. Enter your zip code now to get started!