Darwin National Assurance Auto Insurance Review

Darwin National Assurance is a subsidiary of insurance giant Allied World, and this insurer does not offer any types of auto insurance policies at present. If you did at one time have a policy from Darwin National Assurance, now is the best time to submit your zip code to get free no-obligation quotes from major national, regional and local auto insurance companies that do offer a wide range of policies direct to consumers.

Darwin National Assurance Provides Professional Liability Coverage

Darwin National Assurance specializes in professional liability insurance. If you operate a business or engage in a trade that requires the use of automobiles, and you or an authorized driver causes damage to persons or property while driving a vehicle for business purposes, a Darwin National Assurance or other Allied World professional liability policy may be useful for extra coverage.

Why Professional Liability Coverage Cannot Replace Car Insurance

Professional liability insurance cannot take the place of cheap auto insurance or business car insurance. In addition, if you purchased your liability insurance from a broker, chances are that your broker does not als0 specialize in auto insurance.

The best way to get the best price from the best company for auto insurance discounts is to use our zip code search feature to get real, up-to-date quotes from a wide variety of highly reliable insurance companies. Then, you can compare the quotes very easily to decide which company has the policy that is right for you.

Most importantly, the type of liability policy that Darwin National Assurance issues will not provide you with a certificate of insurance, which is mandatory to drive any car for any reason in most states.

You should not rely on your professional liability policy or any personal liability policy to give you the coverage you need for your car and everyone who drives it, regardless of its limits.

Auto insurance from the top-rated firms in the industry is often sold direct to the public, without the need for brokers who take commissions. Using a site that helps you find free quotes is the first step toward obtaining the right coverage for your car.

Avoid Fraud

Darwin National Assurance is not affiliated with any entities that offer auto insurance. If you are approached by a broker or other party who offers you car insurance from a firm whose name includes Darwin National, chances are that it is a company with a name that is similar to Darwin National Assurance but is not affiliated with it in any way.

At present, there is no known reliable car insurer in the United States or Canada with a name similar to Darwin National Assurance.

While outright fraud, in which unscrupulous criminals issue policies in the name of nonexistent firms and simply pocket the premiums, is rare, it does exist. Some fraudulent companies may use names similar to companies that do exist but that do not offer auto insurance.

Finding the Right Car Insurance

Using our search engine helps you avoid possible fraud, and the companies whose quotes we provide have earned respectable financial and customer service ratings. You will not find any quotes from firms that are not properly licensed in your area, or from firms that are not approved by insurance regulators.

Compare Your Quotes and Make an Informed Decision

Check any offers you get from any source with A. M. Best for financial stability ratings and with J. D. Power for customer service ratings. Both services have free, user-friendly sites that help consumers compare the quality level of different insurance companies.

When you use our zip code search to obtain free quotes, we screen our companies to make sure that they are legitimate and solvent companies that offer proper automobile insurance policies.

Final Thoughts

Darwin National Assurance is not able to provide you with either personal or business car insurance. Their policies may protect you if you are a business owner and incur liability that may be related to use of your vehicles for business, but these policies are not in any way a substitute for proper car insurance.

Make sure you have the proper amount of liability coverage on each of your auto policies by entering your ZIP code in our search engine and checking the FREE quotes you receive for liability limits and other related information.