Fairfield Insurance Company Auto Insurance Review

Fairfield Insurance Company is a full service auto insurance company that has different types of auto insurance policies for personal as well as business purposes. This company sells policies to the people in Connecticut, a tort state, so the auto insurance discounts offered are geared toward protecting Connecticut drivers from lawsuits and for the purpose of repairing their own vehicles.

Fairfield Insurance Company is not the type of auto insurance company that takes advantage of its clients. The representatives at this company will meet with new clients in order to help them determine exactly how much auto insurance they will need. This way, they are not paying more for their personal or commercial auto insurance than they need to. Type in your ZIP code for FREE auto insurance quotes!

Extra Insurance Coverage Required for Financed Vehicles

In Connecticut, people must purchase liability coverage and coverage against uninsured or underinsured motorists who may hit them. Fairfield Insurance Company Auto Insurance can cover this need in the limited amounts that Connecticut requires, but it also is aware that those who are financing their vehicles need to have extra coverage or else they will not qualify for their loans.

For the purpose of insuring a financed vehicle or anyone who wants to purchase optional coverage, Fairfield Insurance Company Auto Insurance also sells collision and comprehensive coverage.

Commercial Auto Insurance Policies

Fairfield Insurance Company Auto Insurance specializes in several different types of commercial auto insurance. This company is capable of covering the auto insurance needs of all different types of companies for all kinds of different vehicles through free auto insurance quotes.

Cars, trucks and any vehicle that a company could possibly use for operating the business can be insured with Fairfield Insurance Company Auto Insurance. The policies can also cover the company’s employees. Of course, business owners will be able to purchase their required commercial liability coverage with this company.

Insurance for Payment of the Employees’ Medical Bills

As liability coverage does not apply toward the company’s drivers, a business owner will need to purchase optional coverage for their employees if they are to be injured in an accident. Fairfield Insurance Company Auto Insurance gives business owners the option of purchasing Medical Payments coverage that will pay their employees’ medical bills should they be hurt in the accident.

Hired/Non-Owned Auto Liability Coverage

Sometimes, businesses have vehicles that employees are operating in the process of performing their job duties. In these cases, the company does not own the vehicle, but the business can still be held liable for any accident caused by an employee.

The hired/non-owned auto liability coverage applies toward a rented vehicle or a leased car. It will also cover their employees’ vehicles so they can use their own cars for business with protection.

Commercial Umbrella Liability Coverage

Fairfield Insurance Company Auto Insurance is also aware that some businesses need higher liability limits than are required by the state of Connecticut. This may be the case if the business is high profile, has several assets it has the potential to lose, makes a large volume in sales, is known world-wide or has a large fleet of vehicles.

In the case of the type of business described above, business owners would benefit from the opportunity to purchase commercial umbrella liability coverage that can significantly increase their liability limits.

Fairfield Insurance Company’s Mobile Website

Fairfield Insurance Company Auto Insurance is one of the most up-to-date auto insurance companies that allows people to use the latest technology. When Fairfield’s clients need to check on their policies when they are on the road, they can do so on their mobile phones. Fairfield Insurance Company has a mobile website that was designed specifically for the mobile phone.

Fairfield Insurance Company Auto Insurance appears to have everything that a business owner or a private citizen would need for their auto insurance needs, but many other auto insurance companies may also have coverage that will satisfy them.

People may be shortchanging themselves by going to only one auto insurance company for a quote. By comparing auto insurance quotes from several companies, they may find even better rates or better coverage, and this comparison website can help them do it. Enter your ZIP code for FREE auto insurance quotes now!