National Motor Club Auto Insurance Review

When looking at potential auto insurance companies, you might come across National Motor Club of America Inc. National Motor Club is not actually an auto insurance company, but rather a complementary insurance for your actual coverage. Compare auto insurance companies with our ZIP code search! Instead of covering accidents and injuries, the National Motor Club primarily offers roadside assistance in emergencies and travel assistance. We are here to help you save on your auto insurance! Compare auto insurance rates by state and begin saving today!

Location Details

The National Motor Club of America Inc. was founded in Irving, Texas in 1956. Since its founding, the company has expanded to other states and areas around the country. Though the headquarters is still located in Irving, Texas, numerous locations for the company are available across the United States.

In each location, customers are able to contact a person that can help in various situations. Each location employs at least 45 employees, providing strong customer service regardless of the state.

Provided Services

National Motor Club of America Inc. does not provide traditional auto insurance. This means that rather than providing insurance against wrecks and injuries, the company instead provides a different type of auto insurance policy. The services provided by the company include:

• Roadside Assistance. The emergency roadside assistance is one of the main services provided by the company. In the event an emergency on the road occurs, members are able to call for assistance.
• Protection from Identity Theft. Identity theft is a serious problem that faces many individuals in the country. The company understands that many are concerned about identity theft and provides protection against identity theft.
• Trip Planning. The other main service provided by the company is trip planning. Members who are thinking of a trip can use the company’s trip planning services to make the trip hassle free.
• Travel Assistance Reimbursement. Along with trip planning, the National Motor Club offers reimbursement for travel assistance. This helps lower the expense of traveling for vacations or other needs.
• Hotel Discounts. Discounts on hotels help minimize the expense of traveling and this is where National Motor Club stands out against the competition.
• Rental Car Discounts. Like hotel discounts, the lowered cost of renting a vehicle is another benefit provided to members of the National Motor Club.
• Accidental Death Coverage. During travels, the unexpected might happen and the company understands that customers might be concerned about accidents that result in death. The accidental death coverage offers some peace of mind to members who worry about how a family might handle a death while they are traveling.
• Bond for Bail or Attorney Fees. Perhaps one of the most surprising services offered by the company is the bail bond and attorney fees related to traffic violations and accidents. Nobody wants to have a car accident result in jail time and this coverage helps minimize the expense of managing the situation where an attorney is necessary.

Levels of Membership

Since the National Motor Club offers different levels of membership, it is important to understand what the levels are and how they differ from each other. On the national level, four membership levels are available. Some states might also have additional membership levels that differ from the four basic levels.

The first level is called Platinum and is available in every state except California. This level provides the most basic features and services. The exact amount of reimbursement or coverage will vary depending on the state, but in general this provides low coverage amounts for most needs. While the amount provided might be lower than other levels, it does offer the 24 hour roadside assistance and some money for basic travel needs.

The second level called Platinum Plus membership is also available in every state except California. The only difference between the Platinum and Platinum Plus membership is the amount of money provided for different needs. It offers more available funding for travel reimbursement, bail amounts and other monetary benefits.

The third level called Diamond Plus is not available in ten states, but is available in 40 states. That being the case, potential customers should ask for more information about whether this membership level is available. In general, Diamond Plus provides more money for the provided monetary services and insurance coverage.

The fourth level called Emerald Plus is only available in three states: New York, Tennessee and Texas. This level is similar to Diamond Plus and costs the same monthly rate. It offers more monetary coverage than the Platinum or Platinum Plus levels, but the amount is similar to the Diamond Plus level.

Representatives of the National Motor Club can provide further details about the levels available in specific states and the reimbursement amounts available. States will vary slightly in the available coverage amounts based on the levels and the state’s regulations. Compare discounts for auto insurance and save greatly on auto insurance!

Careers

The National Motor Club primarily hires independent sales representatives or agents who go through a stringent background check and must meet the company’s high standards before being hired. The senior team in Texas hires the representatives and ensures that they are fully qualified for the position.

Once hired, independent sales representatives are provided with online training to get started in the business. The sales representative must then find new clients for the company and receives a commission on the sales. Talk with an agent and find cheap auto insurance!

Final Tips on National Motor Club Auto Insurance

The National Motor Club of America Inc. is a unique car insurance company. In general, it will not provide the traditional insurance coverage, so customers will usually need to obtain another insurance to meet state minimum auto insurance requirements. While it is not a traditional insurance company, the perks like hotel discounts makes it appropriate to meet consumer needs. Find free auto insurance quotes by entering your ZIP code and comparing!