Plaza Auto Insurance Review

Plaza auto insurance is a company owned by a larger company called Rockhill Insurance Group. As part of the group, the people employed by Plaza auto insurance have the duty of underwriting insurance policies. This means that Plaza auto insurance concentrates its efforts on determining whether or not an applicant is eligible to obtain an auto insurance policy from the company.

Personal Information Used for Underwriting Insurance Policies

For example, the underwriter will gather all of the information on a potential client such as:

• Name
• Address
• Occupation
• Age
• Gender
• Type of vehicle

All of this information is then taken by Plaza auto insurance, and the underwriters place the applicants in a risk category. If the applicant is offering the company an acceptable level of risk, the underwriters will set a price for the applicants’ premiums for the year, and these applicants can decide to purchase the policy or not.

Casualty and Specialty Insurance Products

Plaza auto insurance, as part of this underwriting group, focuses on casualty and specialty products. Casualty insurance refers to liability insurance most commonly associated with negligence in the workplace. It also covers several types of business insurance.

The entire Rockhill group writes policies for worker’s compensation policies, but was not, apparently, involved in personal auto insurance underwriting.  Start saving today by using out FREE quote comparison tool on our homepage!

Purchase by State Automobile Mutual Insurance Company

In 2009, the Rockhill Insurance Group along with Plaza auto insurance were acquired by State Automobile Mutual Insurance Company. As part of this company, Plaza auto insurance does not directly have cheap auto insurance to offer to private citizens, but if people are seeking auto insurance from State Automobile Mutual Insurance Company, they have several unique products to discuss with its representatives.

CustomFit Auto Program

With the company’s CustomFit Auto Program, auto insurance clients receive all types of auto insurance coverage including:

• Liability
• Physical Damage
• Medical Payments
• Uninsured and Underinsured Motorist Coverage

The company gives its clients the ability to personalize their auto insurance coverage for the most affordable price possible.

Prime of Life

Those who are over age 45 can enroll in the Prime of Life program with this company. The program gives their auto insurance clients who also have homeowner’s insurance with the company a discount on their policies. They can also receive additional insurance coverage without having to pay extra for it.

Auto Replacement Cost Coverage

Rather than have to accept the actual cash value for a new car that has been written off as a total loss, this company’s clients can receive the replacement cost so that they can purchase the same vehicle.

In Business Since 1921

It appears that being acquired by State Automobile Mutual Insurance Company was a very positive thing for Plaza auto insurance. The parent company has been offering insurance products to Americans since 1921 with the purpose of making insuring its customers a personable experience, and the tradition continues to this day.

Billions of Dollars in Assets

Along with the longevity the company has enjoyed, it also has sufficient financial assets to take care of its customers when they file claims. The group’s assets exceed $3.25 billion dollars, and they have received a great rating from A.M. Best, the credit rating agency. State Automobile Mutual Insurance Company received a grade of A (Excellent) which means that the company is very financially secure.

The Rockhill Insurance Group also received a very high rating from A.M. Best. They received an A- (Excellent). As part of this group, Plaza auto insurance writes the specialty insurance and worker’s compensation policies in 49 states as well as Washington D.C.

Trusted Choice

Companies that are added to the Trusted Choice list of companies and agencies means that consumers will find:

• More options than can typically be found at other insurance companies
• The most satisfying customer service experience possible
• The best value for the price charged for the coverage

The Pledge of Performance

To ensure that Plaza auto insurance and all of its other agencies comply with State Automobile Mutual Insurance Company’s commitment to impeccable customer service, all employees of Trusted Choice companies must agree to the Trusted Choice Pledge of Performance.

Insurance Coverage from Plaza Auto Insurance

The types of coverage people may purchase from Plaza auto insurance include commercial property, environmental liability, healthcare liability, residential construction, umbrella and specialty insurance. Apparently, people are not going to be able to purchase auto insurance unless they go directly to State Automobile Mutual Insurance Company.  Try our FREE quote comparison tool and start saving big today!

Receive Several Auto Insurance Quotes

To receive free auto insurance quotes for auto insurance, people have the option of using this website’s comparison feature. It will bring them several quotes from insurance companies that can sell them auto insurance policies, and they will not have to do anything more than type in their zip codes. The days of needing to search through the phone book are over. They don’t even have to go to each individual website for a quote. They will enter their information one time, and their work of searching for auto insurance companies will be done.