Security National Auto Insurance Review

With the economy in a slump, people are going to great lengths to save money any way they can. One popular area to cut back costs on monthly bills is with cheap auto insurance. While liability insurance is a legal requirement, prices vary tremendously between companies, even for identical coverage.

Since you can’t get rid of your insurance altogether, you should focus on comparison shopping to find the best possible rate for the coverage that you need.  Try our FREE quote comparison tool on our website and start saving BIG!

How to Choose an Auto Insurance Company

There are dozens of auto insurance companies to choose from. Whenever you obtain a free quote for coverage, you should always follow up by researching the company.

By learning as much as possible about a company before agreeing to buy coverage, you can guarantee you’re getting the best rate and that there will be no unpleasant surprises down the line.

While the major national insurance companies may offer good rates, it may be advantageous to shop for insurance among smaller subsidiary companies or local companies. Smaller companies often have competitive prices and excellent customer service due to the smaller claim volume.

Company History

One company you may have heard of is Security National. Security National Auto Insurance is a subsidiary of Bristol West.

The company was founded in Davie, Florida but now offers coverage to 40 states. Both Bristol West and Security National are owned by State Farm, providing a solid financial backing to the company.

Recently, Security National has changed its name to Foremost, so if you are having difficulty finding information you can try searching under the new name. Security National/Foremost Insurance has been given an “A” rating by A.M. Best thanks to its solid financial foundation.

National Security Insurance does require a down payment when you purchase the policy, but they offer competitive rates especially for new customers who want to switch over to the company.

You can obtain information about National Security Insurance by phone or online through their website. You may also be able to locate an agent in your city by searching online for Security National Auto Insurance agents.

Even if there are no local agencies in your city, you can still obtain insurance and maintain it long-distance through phone and internet.

Types of Policies

In addition to auto insurance, National Security Insurance also provides coverage for homes,boats, airplanes, and businesses. They offer various types of auto insurance policies.

For example, you can receive standard full coverage options like collision, comprehensive, bodily injury liability, property damage liability, and medical payments coverage. You can also choose to buy additional coverage like rental and towing coverage.

If you have an older car, you may only want to purchase basic liability coverage. If you have a new car, however, or one that you’re still making payments on, you will need to obtain full coverage. While you can save money on car insurance by lowering the coverage on your policy, it can be wise to select a company that will offer you a low price on full coverage.

Most auto insurance companies provide discounts to people who bundle multiple services through the company, so if you have multiple lines of coverage be sure to ask if you qualify for any discounts.

Of course, you may discover that you can get a better deal elsewhere for different policy lines, but it’s always worthwhile to ask prior to obtaining a policy.  Start saving BIG by taking advantage of our FREE quote generator on our website!!

General Security National

One insurance company that may be often confused with Security National Insurance is General Security National. General Security National does not cover private insurance to average consumers, but instead serves as an insurer for insurance companies to handle large claims.

This may be the reason why the company has recently changed to Foremost, to prevent the confusion. Whenever researching Security National Insurance, make sure that the information you’re looking into is for that company and not General Security National. If in doubt, search for Foremost Insurance instead.

Final Thoughts

Buying car insurance can be expensive, but doing your research can guarantee that you get the lowest price possible without sacrificing coverage. Whether you choose to obtain coverage through Security National Insurance/Foremost Insurance or another company, you can get the best possible rates by obtaining a free quote online and comparison shopping. The more research you do in advance, the more secure you can be that you’ve chosen the best possible company for your needs. Simply enter your ZIP code into the FREE comparison tool below!