Shelby Auto Insurance Review

Shopping for an insurance policy or trying to find something better than your current deal? You can find FREE auto insurance quotes now with our ZIP code search! A name you may have heard in your auto insurance companies search is “Shelby Auto Insurance” and you may be wondering if these guys are the real deal or just another car insurer looking to make a fast buck on hard working Americans.

Well, we’re here to help you sort the good from the bad. Find quotes from top companies in your area with a FREE auto insurance comparison today! After gathering intel from dozens of user reviews and business reports around the web, this is what we can tell you about Shelby Auto Insurance:

They’re Quite Affordable

One of the big upsides to Shelby is that they’re actually a fairly small company. Located in Napa, California, they have a low overhead and keep things small, so this means that they can afford to charge less. If you’re looking for minimum coverage auto insurance policies or a small insurance package, they may be perfect for you.

Their small size also means that they can respond more quickly and immediately to your claims and your needs. This is something you can’t get from a bigger company that seems to operate like a dinosaur that needs two brains just to feel when something bites its tail. Responsiveness, speediness and low pricing are probably this company’s real strong point.

Commercial Insurance Products

Just so you know, before you read anymore, Shelby Insurance Services do not, in fact, offer cheap personal auto insurance coverage. All of their products are for commercial auto insurance.

This means that they offer great minimum coverage if you drive a car for work or what have you, but they can’t help you with your personal auto insurance, so if you want to get both covered in a package deal, you may want to look elsewhere. That said, their commercial auto insurance prices are tremendously competitive.

Business Coverage

In addition to low auto insurance costs, Shelby offer a number of services for insurance needs such as risk analysis, commercial accounts, consulting and expert witness testimony.

This means that if you ever find yourself in hot water at work, legally speaking, and it has something to do with your car insurance policy, Shelby will do what they can to get your back.

Business Insurance

Beyond commercial auto insurance, Shelby also offer business insurance and group health. If you want to get everything at work covered on the same bill and you want to keep it affordable, the consulting that Shelby provide as well as the wide range of insurance products make them an excellent choice for small business owners who want to get everything insured without breaking the budget.

Shelby Insurance Claims

Insurance companies have a bad reputation in auto insurance reviews for never honoring any claims. The truth is that most insurers honor pretty much all claims that are proven to be legitimate. The ones that don’t are the ones who wind up in scandals that put them out of business.

Shelby Auto Insurance offers various methods of making claims from calling to email. If you contact them quickly, they have a reputation for processing claims with amazing efficiency.

Overall Rating

The company is a little too small to rank with AM Best, but for what they are, Shelby Auto Insurance are a very reliable, safe, affordable company. Their affordability is especially important in this day and age where it’s becoming harder and harder for a small business owner to stay afloat.

By allowing you to cut a tremendous amount of money from your company’s insurance spending, you can focus on using that money to advertise and hire new people.

Customer ratings tend to place the business at three stars out of five, which is a solid B-. This isn’t a perfect score, but it’s quite good for a company that makes such an effort to keep their products affordable without having to cut a bunch of corners. Make an auto insurance comparison and start saving today for FREE with our quote comparison tool!
In short, the bottom line is this: If you run a business in California and you want to get everything covered on an affordable, reasonable and reliable insurance policy, you would do well to look at what Shelby Auto Insurance has to offer you. You may just find yourself surprised at just how cheap and attractive many of the company’s insurance products happen to be. Get FREE auto insurance quotes today with our ZIP code search tool!