Virginia Surety Auto Insurance Review

Virginia Surety is a private company listed under the Insurance category in Chicago, IL. Compare quotes from auto insurance companies in your area for FREE with our ZIP code search!

Virginia Surety meets with the Better Business Bureau accreditation standards, which include the guarantee of efforts of good faith in resolving any consumer grievances.

The BBB does not endorse any business; they only monitor and review the services of the business and report to the public. The BBB rating of Virginia Surety includes:

• How long the business has been operational
• Complaint volume filed with BBB
• The response of the business to the complaints filed
• Steps taken to resolve the issues in the complaint

Due to their participation in the BBB program, Virginia Surety tries to live up to the expectations of its customers.

There are numerous other insurance companies that participate in different programs to live up to customer expectations and win their business.

Auto Insurance Savings Check List

Every state auto insurance laws require that an automobile owner be able to prove that they can pay the state specified amounts in case they are involved in an automobile accident and cause bodily injury or damage someone’s property while driving.

Most people prefer to have auto insurance to prove this, but in some cases it may be other types of security as well. Driving without such a proof can lead to losing one’s license.

Insurance premiums can be expensive, but there are ways to keep them at minimum levels.

Before signing up with anyone, make sure to compare the auto insurance costs charged by different companies. Prices for the same types of auto insurance coverage can vary greatly between different companies, so make sure to get quotes from several insurers from our FREE quote comparison tool, the easiest way to do this online.

The deductible is the amount of money one pays out of pocket before the insurance company will fulfill a claim. By paying higher deductibles, it is possible to significantly reduce the cost of premiums.

By increasing the deductible from $200 to $500, the collision and comprehensive policy cost can be reduced by 15 % to 30%.

Auto Insurance Coverage Conditional Costs

Carefully consider the condition of the car one is driving. It may not be worthwhile to carry collision or comprehensive coverage on cars that are worth less than $1,000, since any claim one will make will not be significantly more than the annual cost and deductible amounts.

If in the market for a new car, buy one that is low profile and has low maintenance. Cars that are more likely to be stolen or are expensive to repair, are more expensive to insure. Check the National Insurance Crime Bureau website for the most stolen vehicles list.Some companies give discounts if one drives less than the predetermined number of miles annually. Some companies offer auto insurance discounts for automatic seat belts and/or air bags.

Florida, New Jersey and New York require insurers to give discounts if cars have anti-lock brakes, and some national insurers offer these discounts nationwide. This is because anti-lock brakes give more control over steering and stability as a car comes to a stop.

Some insurance providers also give discounts for qualifications like no accidents in three years, mature drivers, taking driver training courses, having anti-theft devices installed and insuring more than one car with the company.

Adding specialty coverage, like car towing or car rental reimbursement, only adds a few dollars to the cost of the car insurance premium. This can save money in the long run.

For example, if one’s car is in the repair shop after an accident, the insurance company will pay for the rental for the duration of the repair time.

Protecting Oneself

There are hundreds of auto insurance companies, and investigating their reputation before purchasing a policy from a company can be the biggest money-saver. Compare quotes from a number of auto insurance companies for FREE with our ZIP code search!

Buying a policy from an unlicensed company or an agent means one is not protected. Get the company’s license number and check with the state’s insurance department.

Many people buy insurance, but usually don’t have to make a claim until many years later, and by this time they may have forgotten what the coverage actually includes.

If a policy does not provide cover for something and the policy holder does not specifically ask if something is covered, then they may end up having to pay more than their expectations.

Drivers should review their policies annually to make sure they understand what coverage they have and to make sure it is adequate. Also, check the financial rating of the company and major auto insurance reviews. This will ensure if the company is sound and able to pay their obligations. To make sure you don’t overpay for auto insurance coverage, try our FREE quote comparison tool today!